OUR VISION
RAC Home Loans is an independent mortgage brokerage rooted in expertise, integrity, and innovation. With over 30 years of industry experience, we specialize in residential purchase and refinance solutions tailored to each client’s financial landscape.
As an affiliate of Answer Home Loans, we’ve cultivated long-standing relationships with the nation’s leading banks and lending institutions, allowing us to offer a wide range of competitive and flexible loan products. Our strength lies in our ability to assess each client’s unique situation and craft financing strategies that align with their long-term goals.
We approach every transaction with clarity, responsiveness, and a commitment to excellence—ensuring a smooth, informed, and elevated experience from beginning to end.
WE CONSIDER OUR CLIENTS TO BE
OURMOST VALUABLE ASSET.
AN ELEVATED EXPERIENCE
FOR EVERY CLIENT.
I have no words to explain really how awesome he is definitely recommend him. He extremely help me on the process to get approve. Hopefully rates go down and I know Robert would help me out with the Refinance process. Awesome job Robert!
Celeste Rodriguez Colusa, CA
Zillow Review
Rob & Cassie we’re amazing! Our situation was a bit different using a VA loan and with my husband being stationed overseas, but they made sure to provide me with all the information we needed to complete the loan as successful as possible. They were open to any questions we may have had and got us the best rate possible! They are both so knowledgeable in their work and make you feel at home with working with them. We will definitely be using them when we decide to purchase our next home.
Thank you so much!
Selena
Sacramento, CA
Zillow Review
I haven't gone through the home buying process that often, but the way Robert handled this process made this the most pleasant experience I could have ever imagined. I don't see how anyone could have done a better job.
mgarseeya
Antelope, CA
Zillow Review
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